Retail Real Estate in 2026: Transaction Volume, Cap Rates, and Investment Trends with Jim Costello

Introduction: Retail Real Estate Is Back in Focus

Retail real estate has made a surprising comeback. Once considered an overbuilt and declining asset class, the sector is now showing renewed strength in leasing activity, occupancy rates, and investor demand.

In a recent episode of America’s Commercial Real Estate Show, host and commercial broker Michael Bull, CCIM sat down with Jim Costello, Head of Real Estate Economics at MSCI, to break down what’s really happening in retail CRE—and what investors should expect next.

 

Retail Transaction Volume Surges in 2025

One of the biggest stories in retail real estate is the rebound in transaction volume.

  • Retail deal volume increased 26% year-over-year

  • Single-asset transactions rose 24%

  • Retail outperformed traditional leaders like industrial and multifamily

This shift signals a renewed confidence among investors, driven by pricing adjustments and improved fundamentals.

Why Transaction Volume Matters

Transaction volume is a key indicator of:

  • Market liquidity

  • Investor confidence

  • Pricing discovery

As Costello notes, when deal flow increases, it fuels the entire CRE ecosystem—from brokers to lenders to title companies.

 

Shopping Centers Lead the Retail Comeback

Not all retail assets are performing equally.

Top Performing Segment:

  • Shopping centers (neighborhood & community centers)

Slower Growth Segment:

  • Single-tenant net lease properties

Why the Difference?

Shopping centers offer:

  • Rent growth potential

  • Percentage rent structures

  • Flexibility in rising inflation environments

Single-tenant net lease assets, on the other hand, behave more like bonds:

  • Fixed income streams

  • Limited upside

  • Higher sensitivity to interest rate changes

 

Cap Rates Stabilizing After Volatility

Cap rates are another critical factor influencing investment decisions.

  • 2022: Retail cap rates bottomed near 6%

  • 2024–2025: Stabilized just under 7%

  • 2025: Minimal movement (approx. +10 basis points in some segments)

Why Stability Matters

Stable cap rates:

  • Reduce uncertainty

  • Encourage deal-making

  • Help buyers and sellers align on pricing

When cap rates stop rising, investors are more willing to re-enter the market rather than waiting for better deals.

 

Pricing Trends: A Mixed Picture

Retail pricing has shown only modest movement:

  • National retail prices: +0.2% year-over-year

  • Major metros (NYC, LA, Chicago, etc.): -4.1%

  • Secondary markets: +1.9%

Key Takeaway

Smaller markets are currently outperforming major metros due to:

  • Higher liquidity

  • Increased investor interest

  • Better pricing stability

 

Institutional Investors Are Returning

After pulling back during the pandemic, institutional investors are re-entering the retail space.

  • 2025 marked a shift to net buyers

  • Retail allocations are increasing again

  • Investors are recognizing strong income fundamentals

Interestingly, retail vacancy rates are now lower than industrial, a major shift in perception.

 

Supply Constraints Are Fueling Growth

One of the biggest drivers of retail strength is limited new supply.

What Changed?

  • Overbuilt inventory from the 1970s–80s is being removed

  • Obsolete malls are being demolished

  • New development is highly selective

Result:

  • Lower supply per capita

  • Stronger landlord leverage

  • Higher occupancy and rent growth

 

Economic Outlook: Consumer Health Is Key

Retail performance ultimately depends on the consumer.

Key Factors to Watch:

  • Job growth (even if slower)

  • Inflation and cost pressures

  • Tariffs impacting goods pricing

  • Consumer borrowing levels

Potential Risk:

A consumer-led recession could significantly impact retail performance if spending declines.

 

Where Are We in the CRE Cycle?

According to Costello, the current cycle is harder to define than in the past due to:

  • Changing economic structures

  • Policy uncertainty

  • Potential shifts in central bank independence

  • Inflation risks

This creates a “cloudier” outlook, requiring investors to be more cautious and data-driven.

 

Key Takeaways for Retail Investors

  • Retail transaction volume is rebounding strongly

  • Shopping centers are outperforming net lease assets

  • Cap rates are stabilizing, supporting deal flow

  • Secondary markets are leading price growth

  • Institutional capital is returning

  • Limited supply is boosting fundamentals

  • Consumer health remains the biggest risk factor

 

Final Thoughts

Retail real estate has quietly become one of the most compelling sectors in commercial real estate today. With improving fundamentals, stabilized pricing, and renewed investor interest, the sector is entering a more balanced and sustainable phase.

For investors, the opportunity lies in understanding asset-level dynamics, market differences, and macroeconomic risks.

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